President’s Message – South

Serving Benton Harbor, Holland, Kalamazoo, Marshall and Niles Community Banks

Season’s Greetings!

Chemical Bank wishes all of our customers, business associates and community partners a prosperous and wonderful new year. We look forward to continuing and growing the relationship we have with you, while helping you achieve your dreams into 2015 and beyond. Inside this edition of Points of Interest, you will find helpful information on teaching children about money management, information for first-time homebuyers, IRA rollovers and information security.

Did you know … Chemical Bank offers a wide range of financial education for our customers and communities? Classes include budgeting, credit building and repair, savings and homeownership, among others. In addition, we also can provide education on various special loan programs such as FHA, VA, Small Business Administration programs and other financing tools available to consumers and businesses. This information is available free of charge, and we would be happy to share these resources with you. If you or your community group has an interest in learning more, please contact your local Chemical Banker.

One such program is Road to Home. This program provides credit counseling, a savings plan, and a roadmap to homeownership for customers who may not be ready for traditional financing, but have a strong desire to prepare for homeownership. This program is proprietary to Chemical Bank, and we are pleased to offer this opportunity to make the dream of homeownership a reality!

We recently announced the planned partnership with Monarch Community Bank headquartered in Coldwater, Michigan. This new partnership is expected to be finalized in the first quarter of 2015, and will expand the service area for existing customers of both organizations. We look forward to our new relationship and increasing the number of offices through which to serve you!

Our mission every day is to provide enjoyable, valuable and memorable service to you. If you feel we have done so, please tell a friend, family member or business associate. If you would like to share an exceptional experience, or for any reason you do not feel we have met your expectations, please feel free to contact me directly at (269) 983-8942 or Lynn.Kerber@ChemicalBankMI.com. Thank you for your business.

Sincerely,
Lynn M. Kerber
Regional President