Manage Your Finances This Holiday Season
Posted on September 19, 2014
The holiday season is consistent in its delivery of good cheer, festive décor, family moments and precious memories. However, for some, the approach of the holidays brings about worry, over-spending, stress and new debt. Chemical Bank would like to help you give yourself a gift, for a change, with well-managed finances. Sensible finances are critical for this time of year and can give you the peace of mind needed to spread joy.
MOBILE AND ONLINE BANKING
Mobile banking allows you to keep tabs on your spending when you are on-the-go. Whether you are caught in lines at the mall or gearing up for early-bird, door-buster deals, you can stay within your holiday budget by checking your balance, making a transfer or depositing a check right from your smartphone.* To use Chemical Bank’s Mobile Deposit service to deposit checks anytime, anywhere from your smartphone, download our Mobile Banking App to your iPhone® or Android™ device and make deposits in a few simple steps! Visit ChemicalBankMI.com/Mobile for details.
Use our ePersonal Online Banking service to enjoy fast and secure access to all of your Chemical Bank account information anywhere, anytime an Internet connection is available. Benefits of ePersonal Online Banking include:
- Check balances and recent transactions
- Access up to 18 months of account history and check images
- Pay bills online
- Schedule transfers and receive balance alerts
- Make same-day loan and principal-only payments
- Stop payments
- Cross-account transfers
- Expedited payments
Please stop by your local Chemical Bank office or visit ChemicalBankMI.com to learn more about our ePersonal banking service and features.
HOLIDAY CLUB SAVINGS ACCOUNT
The holiday season does not have to hit your wallet unexpectedly. With a Holiday Club Savings Account at Chemical Bank you can save by making deposits on a regular basis for a one-year period. This account earns the same great rate of interest as our Classic Savings account, and you may withdraw funds at the maturity date you select to share the holiday spirit with loved ones. Ask your local Chemical Bank representative about signing up for this account and start saving for something special!
CHEMICAL BANK’S LOW-RATE CREDIT CARDS
Even if your account balance and your kids’ wish lists are not aligned, don’t let the holidays dig you into a financial hole. We offer a variety of Credit Cards to meet your needs. Become a card member and enjoy a wide range of benefits including competitive introductory rates and your choice of rewards programs. Choose the best option to fit your lifestyle. To learn more about Chemical Bank’s credit card options, contact our customer care center at (800) 867-9757 or visit ChemicalBankMI.com. Member FDIC.
* Certain charges may apply; fees for depositing checks are waived for Green Account customers.