How long will it last?

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If you have been bitten by the home remodeling bug, you are likely buzzing to get your project under way. But you do not want to get stung by inferior quality products or materials that you may have to replace sooner rather than later. Whether you plan to stay in your home for several years or sell your home as the market improves, choosing quality components can help cut maintenance costs and may boost resale value.


Chemical Bank offers Home Equity Loans and Home Equity Lines of Credit that can help you put the equity you have built as a homeowner to good use.

Borrowing against the equity in your home offers two major benefits:

1) Lower interest rates than most other forms of credit.
2) The interest you pay may be tax-deductible (consult your tax advisor).

Not only will you be borrowing from someone you trust, you can access funds and make payments easily through online banking.

Also keep in mind that larger projects involving the addition of square footage may be best served by our Construction Loan. While Home Equities fill the need for short-term financing needed for smaller home improvement plans, you will be able to stretch out the costs of larger projects with traditional mortgage financing. This can be accomplished with any of our Construction to permanent financing options.

Get your home improvement project buzzing today – stop by your local Chemical Bank office or call one of our Mortgage Loan Officers at 800.867.9757 to help you explore all of the available financing options for your Home Equity and Construction Loan needs. Our lending team is excited to help you take on your next home improvement project!

Member FDIC. Equal Housing Lender.